Breakage audit

Model your liability, then request a full audit

Enter your program profile for a directional estimate, then submit the confidential intake for an analyst-led review.

Program inputs

Model your liability

Program type

Expiration policy

Annual issuance$45.00M

Outstanding liability$18.00M

Average program age26 months

Historical redemption rate82%

Average instrument value$50

Partial residual balance share20%

Corporate / bulk channel share20%

Promotional value share10%

Escheatment jurisdiction share35%

Directional output

Estimated position

Breakage Rate

58.5%

Expected Breakage

$10.53M

Expected Redemption

$7.47M

Potential Escheatment

$2.63M

Annual breakage run-rate

$14.48M

Directional only. Reporting treatment depends on your accounting policy and jurisdiction.

Continue to Audit Request Review Methodology

Audit request

Request a full breakage analysis

Provide the program details needed for our team to define scope, required data, and analytical deliverables. We respond within one business day.

Model limitations

What a directional model cannot resolve

The estimate cannot resolve cohort concentration, channel-level behavior, dormancy patterns, accounting policy, or jurisdiction-specific treatment. A full audit applies your transaction history and ledger position to those questions.