Terms of use

By accessing this site or using its tools, you agree to these terms. If you do not agree, do not use the site.

Content on this site, including the breakage calculator, is provided for general informational purposes. It is directional, does not constitute advice, and must not be relied upon for financial reporting, compliance, or transaction decisions.

Engagement deliverables are governed by the separate agreement covering that engagement, not by these terms.

Use of this site does not create an advisory, accounting, legal, or fiduciary relationship. An engagement begins only upon execution of a written agreement.

All content, methodology descriptions, and materials on this site are owned by CardBreakage. You may not reproduce or redistribute them commercially without written permission.

To the maximum extent permitted by law, CardBreakage is not liable for any loss arising from use of this site or reliance on its informational content, including outputs of the calculator.

We may update these terms. Continued use of the site after changes are posted constitutes acceptance of the revised terms.